Asset & Business Finance, Australia wide

Serious about buying? Don't get stuck with
the wrong finance.

Found the asset or need pre approval first? We help Australian businesses secure the right finance for cars, utes, trucks, machinery and more.

Compare your options against 60+ lenders

  • 30+ five star reviews
  • No credit file impact
  • One broker throughout

Backed by 60+ lenders

Recently funded

Put to work.

A snapshot of the kinds of assets and deal sizes Fund 360 arranges finance for, from vehicles and equipment to business assets, across our panel of 60+ lenders.

Recently financed

$1.9M+

Across just these 13 deals, from $25k bikes to $500k prestige cars.

Lamborghini Urus S, financed $500,000
Chevrolet 2500 HD, financed $169,000
Case IH, financed $269,000
Komatsu Water Cart, financed $84,000
Isuzu FVL, financed $92,000
Land Rover Defender, financed $145,000
Audi RS3, financed $123,000
Mercedes C63, financed $110,000
Goldstar RV, financed $39,000
Harley Davidson Street Bob, financed $25,000
Ford F-150, financed $112,000
Holden Maloo, financed $175,000
Vermeer S450TX, financed $58,000

Next deal

Your asset could be next.

Get a Quote

Why Fund 360

A broker in your corner, not a call centre.

60+

Lenders on panel, compared for you

One broker, start to finish

Hayden handles your deal personally, from first call to settlement. No queues, no handoffs.

Fast turnaround

Many applications get a response within hours, with most deals approved within 24 hours.

One application, not ten

We compare lenders for you, so you're not applying around and adding enquiries to your credit file.

Built around you

ABN, PAYG, low doc or private sale. Finance structured around your asset and cash flow.

30+ five star reviews

Every review rated five stars by the businesses and people we've helped.

The 360 difference

Why not just go to the bank or dealer?

A bank only offers its own loans. We compare 60+ lenders to find the one that fits you.

One lender. One answer.

  • One lender, one credit policy
  • Bank approvals can take weeks
  • A sales pitch, not advice
  • A decline means starting again
  • You do the chasing

One broker. 60+ lenders.

  • 60+ lenders compared for you
  • Most deals approved within 24 hours
  • Options for ABN, PAYG and low doc
  • Your broker for life, not just one loan
  • Results: 30+ five star reviews

How it works

Three steps. One broker.

No surprises. Nothing goes to a lender until you're happy to go ahead.

  1. 01

    Tell us what you're looking to finance

    A vehicle, a truck, machinery or a business asset. Fill out the quote form or give Hayden a call. One short conversation.

    • 2 minute quote
    • No impact on your credit file
  2. 02

    We compare suitable options suited to you

    Hayden checks the panel of 60+ lenders for the structure that actually fits, then lays out the best options for you.

    • 60+ lenders
    • One application, not ten
  3. 03

    Approval, documents and settlement

    Paperwork handled, settlement coordinated, asset ready to put to work. Most deals are approved within 24 hours.

    • Most deals approved within 24 hours
    • Settlement coordinated

Reviews

5.0

30+ five star reviews

  • $3,100 Average saved per deal vs bank or dealer
  • 93% Approval rate
  • 24 hrs Most deals approved within

What clients say

  • I had a great experience with Hayden from start to finish. The dealer had a 'special rate' for the month and Hayden still managed to beat it and structure the deal properly for me. Everything was super quick and stress free. Would highly recommend to anyone looking to get finance done correctly.

    ATR Construction Pty Ltd Beat the dealer rate

  • Hayden has been amazing to work with, always onto everything straight away. I've worked with him twice in the last 6 months and is always motivated to have everything completed for you in a timely manner. For example my last request was approved and sorted within 24 hours also with a lender that was more suited to my needs. Always easy to talk to and work with and very professional. Will be working with him more in the future.

    Melbourne District Fencing Repeat client · Approved in 24 hours

  • Hayden has helped me on numerous occasions and has been very easy to work with. He has made it much easier for myself. His communication is second to none. He has had finance settled within 24 hours at the best rate possible. He has been very professional throughout both applications and I would highly recommend going through Hayden to get exactly what you're after. Will definitely be working with Hayden again.

    Truck Align Pty Ltd Approved in 24 hours

  • Hayden and the team did an excellent job organising a car loan for our business. The turnaround was fast, communication was clear, and everything was handled efficiently with no fuss. It made the whole process easy for us. Highly recommend their service.

    Trinity Steel Pty Ltd Business car loan

  • Hayden moved super quick and made the whole process hassle free. I called Hayden at 11am and I pick up my Ute the next day. Will be using his service again.

    Dillon Homes Pty Ltd Ute picked up next day

  • Thanks for everything mate. Thanks for making it so seamless, it was a bloody good experience to deal with someone who's just one of the boys. Well done, I'll definitely be recommending you and using your services again.

    Grantham Ag Pty Ltd Agricultural finance

  • Unreal to deal with made the whole process a dream would recommend to anyone that is looking for finance

    Webb Trucking Co Pty Ltd Made the process a dream

  • I had an excellent experience with Hayden. He helped me secure finance for my Ute and made the whole process incredibly smooth and quick. His communication was clear, his rates were very competitive, and he was completely honest throughout the process. Highly recommend Hayden if you're looking for a reliable and professional broker.

    Amazing Landscapes Pty Ltd Ute finance · Competitive rate

  • Thank you for all your support and patience to answer my queries and work on my quote and make it happen. I found you with immense knowledge on the subject and too professional to match the competitive pricing for my benefit.

    Beyond Edge Project Consulting Competitive pricing

  • Thanks to this legend of a bloke. Hayden has made it so easy for me to get behind the wheel weapon. Kids and I are so stoked. Thanks mate.

    JRW Engineering Pty Ltd Vehicle finance

  • Thank you for sorting out the finance for the car. I just wanted to pass a complimentary note on the professional level of customer service with documentation, conversations and follow up, we felt confident with the way you walked us through the process. Should we need to look at future finance we would certainly consider your services and would recommend your services to anyone looking for finance.

    PSI Supplies Pty Ltd Car finance

  • I was very happy with the service you provided. Your communication was excellent throughout the entire process. I would definitely recommend you to others.

    Natural Edge Joinery Excellent communication

  • Excellent service, great rates for my Land Cruiser 300 series. Highly recommend

    Stuart Church LandCruiser 300 Series · Great rate

  • Always there to help with my finance from start to finish. Quick and easy process. I highly recommend.

    A.K Cleaning Start to finish support

  • Thank you for all your assistance through this journey. I will be referring your services to others. You made it extremely easy.

    Warwick Smith Isuzu D-Max finance

  • Excellent service and easy to deal with. Highly recommend

    Olivia Partridge Easy to deal with

  • Very reasonable and reliable

    Hannah Greenman Reasonable and reliable

FAQs

Questions, answered.

Still have a question?

Talk to Hayden directly. No call centre, no obligation.

01 Will applying affect my credit score?

No. There's no impact on your credit file just to enquire and get a quote. A credit enquiry is only made if you go ahead with a formal application, and we'll talk you through that first.

02 How long does approval take?

Most clients receive a response the same day, and most deals are approved within 24 hours. Complex applications or business finance may take a little longer, and Hayden will keep you updated throughout.

03 Can you help if I'm self employed or on an ABN?

Yes. Self employed and business finance is a core part of what we do, including low doc options for eligible borrowers, even if you're newly registered for GST or don't have full financials ready.

04 Can I get finance with bad credit, or if I've been declined before?

Often, yes. Different lenders have different credit policies, so a decline from one lender doesn't mean another won't approve you. Be upfront about your situation and we'll match you with lenders suited to it.

05 What are the interest rates?

Rates depend on the lender, the asset and your situation (credit history, income, deposit and more), so there's no single rate we can quote upfront. We compare across our panel of 60+ lenders to find you a competitive rate for your circumstances.

06 Do I need a deposit?

Not always. Some options require no deposit at all for well qualified applicants, while others may ask for a percentage upfront. We'll outline exactly what's needed once we know your circumstances.

07 Do I need to have found the vehicle or equipment first?

No. We can get you a pre approval first, so you know your budget before you start shopping. If you'd like help finding a vehicle, we can also connect you with our sourcing partners.

08 What documents do I need?

This varies by lender and loan type, but commonly includes photo ID, proof of income (payslips, or financials for business applicants) and details of the asset you're financing. We'll tell you exactly what's needed for your situation.

09 Do you only help clients near Echuca?

No. We're based in Echuca, regional Victoria, and help clients Australia wide. Everything can be done over the phone and online, from the first chat through to settlement.

10 What happens after settlement?

We don't disappear once the deal is done. When it's time for your next vehicle, a refinance, or finance as your business grows, you come straight back to Hayden. Think of us as your broker for life.

Book a call

Talk it through with Hayden.

A free, no obligation chat about what you're financing. Pick a time that suits you, or call now.

Mon to Fri
8am to 5pm
Saturday
By appointment
Call 0489 030 621

Prefer a call back?

Leave your details in the quote form and Hayden will call you at a time that suits.

Request a call back
Hayden Gemmill, Asset Finance Broker

Your broker

Hey, I'm Hayden.

Founder & Director, Fund 360

No call centres, no being passed around. From first enquiry to settlement, you deal directly with Hayden.

Ready to fund what's next?

Free, no obligation quote. No impact on your credit file.

Call Hayden Get a Quote