Earthmoving & agricultural finance.
Excavators, tractors, headers and industrial equipment, new or used. Repayments that can be built around your seasons and cash flow.
- 30+ five star reviews
- 60+ lenders compared
- No credit file impact to enquire
Get started
See what you could be approved for.
Overview
Finance that fits how you'll use it.
Machinery is a big investment, and income in civil, construction and farming doesn't always arrive in neat monthly amounts. The right structure can make the difference between equipment that pays for itself and repayments that squeeze your cash flow.
Hayden compares options across 60+ lenders, including lenders that specialise in earthmoving and agriculture, and works with the dealer, auction house or private seller through to settlement.
What we can finance
- Excavators and mini excavators
- Loaders, skid steers and dozers
- Tractors, headers and harvesters
- Sprayers, seeders and hay equipment
- Water carts and support equipment
- Industrial and workshop equipment
- Auction and private sale machinery
Loan options
How it can be structured.
- 01
Chattel mortgage
Own the machinery from day one, with the loan secured against the equipment itself.
- 02
Seasonal or structured repayments
Some lenders can set repayments around harvest or project cycles, where eligible.
- 03
Finance lease or hire purchase
Alternatives where the lender holds ownership during the term, depending on what suits your business.
What lenders look at
Every lender weighs these differently. That's why comparing across 60+ of them matters.
- Time in business and ABN/GST history
- Industry experience and current work
- Business and personal credit history
- Age, type and value of the machinery
- Financials or bank statements, depending on the loan
How it works
Three steps. One broker.
No surprises. Nothing goes to a lender until you're happy to go ahead.
- 01
Tell us what you're looking to finance
Excavator, loader, tractor, header or attachments, new or used. Tell us the machine and the work it's for.
- 2 minute quote
- Dealer, auction or private
- 02
We compare suitable options suited to you
Hayden checks 60+ lenders, including earthmoving and agricultural specialists, for repayments that suit your work, including seasonal options.
- Seasonal repayments
- Specialist lenders
- 03
Approval, documents and settlement
Paperwork handled and settlement coordinated with the dealer, auction house or seller, so the machine is on site and working.
- Most deals approved within 24 hours
- Settlement coordinated
Reviews
30+ five star reviews
- $3,100 Average saved per deal vs bank or dealer
- 93% Approval rate
- 24 hrs Most deals approved within
What clients say
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Thanks for everything mate. Thanks for making it so seamless, it was a bloody good experience to deal with someone who's just one of the boys. Well done, I'll definitely be recommending you and using your services again.
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I had a great experience with Hayden from start to finish. The dealer had a 'special rate' for the month and Hayden still managed to beat it and structure the deal properly for me. Everything was super quick and stress free. Would highly recommend to anyone looking to get finance done correctly.
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Hayden has helped me on numerous occasions and has been very easy to work with. He has made it much easier for myself. His communication is second to none. He has had finance settled within 24 hours at the best rate possible. He has been very professional throughout both applications and I would highly recommend going through Hayden to get exactly what you're after. Will definitely be working with Hayden again.
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Couldn't recommend Hayden enough! He was fantastic throughout the entire process - fast, reliable and thorough with every detail to make sure we achieved the best possible result. One thing we really appreciated was how accommodating Hayden was with our work schedules, often making himself available for chats after hours when needed. What stood out to us most was his honesty. He was always upfront, explained everything clearly and there were no hidden surprises along the way. An absolute pleasure to deal with and someone we would highly recommend to anyone looking for someone reliable and trustworthy. We will definitely be using Hayden for all of our future finance needs.
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Hayden has been amazing to work with, always onto everything straight away. I've worked with him twice in the last 6 months and is always motivated to have everything completed for you in a timely manner. For example my last request was approved and sorted within 24 hours also with a lender that was more suited to my needs. Always easy to talk to and work with and very professional. Will be working with him more in the future.
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I honestly can't recommend Hayden enough, he was absolutely amazing throughout the entire process. Hayden was so patient and took the time to explain everything to a T, making sure I genuinely understood the loan and all the details involved. He was always responsive, easy to reach, and never once made me feel rushed or pressured. What really stood out to me was that at no point did I feel condescended. I felt completely comfortable asking any question, even the ones I thought might be "stupid." He answered everything with such clarity and respect. His candour and professionalism were outstanding, and you can really tell he cares about making sure his clients feel confident and informed. I'm so grateful for his help and wouldn't hesitate to recommend him to anyone looking for loan assistance.
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Hayden moved super quick and made the whole process hassle free. I called Hayden at 11am and I pick up my Ute the next day. Will be using his service again.
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Excellent service, great rates for my Land Cruiser 300 series. Highly recommend
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I had an excellent experience with Hayden. He helped me secure finance for my Ute and made the whole process incredibly smooth and quick. His communication was clear, his rates were very competitive, and he was completely honest throughout the process. Highly recommend Hayden if you're looking for a reliable and professional broker.
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Unreal to deal with made the whole process a dream would recommend to anyone that is looking for finance
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Thanks to this legend of a bloke. Hayden has made it so easy for me to get behind the wheel weapon. Kids and I are so stoked. Thanks mate.
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I recently used Hayden for a loan, and I couldn't be more impressed with the service. The application process was super straightforward and user friendly. I was able to submit everything quickly, and the approval process was really fast. What really stood out was the customer service. They were responsive, friendly, and always ready to answer my questions. They made sure I fully understood the terms of the loan and helped me pick the best option for my needs. The loan itself has great terms, and I felt confident that I was making a smart financial decision. If you're looking for a reliable and easy way to get a loan, I highly recommend Hayden. They made the process simple, stress free, and I'm really grateful for their support throughout!
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Hayden and the team did an excellent job organising a car loan for our business. The turnaround was fast, communication was clear, and everything was handled efficiently with no fuss. It made the whole process easy for us. Highly recommend their service.
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Thank you for all your support and patience to answer my queries and work on my quote and make it happen. I found you with immense knowledge on the subject and too professional to match the competitive pricing for my benefit.
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Thank you for sorting out the finance for the car. I just wanted to pass a complimentary note on the professional level of customer service with documentation, conversations and follow up, we felt confident with the way you walked us through the process. Should we need to look at future finance we would certainly consider your services and would recommend your services to anyone looking for finance.
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Always there to help with my finance from start to finish. Quick and easy process. I highly recommend.
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Thank you for all your assistance through this journey. I will be referring your services to others. You made it extremely easy.
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I was very happy with the service you provided. Your communication was excellent throughout the entire process. I would definitely recommend you to others.
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Excellent service and easy to deal with. Highly recommend
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Very reasonable and reliable
FAQs
Earthmoving & Agricultural Finance, answered.
Still have a question?
Talk to Hayden directly. No call centre, no obligation.
01 Can I finance machinery bought at auction?
Yes. Many lenders will finance auction purchases. Getting pre approval before auction day helps you bid with confidence.
02 Can repayments match my harvest season?
Some lenders offer seasonal or structured repayments for farming businesses. Eligibility depends on the lender and your situation.
03 Can I finance used equipment?
Yes. Used machinery can be financed, with lenders setting limits on the age and condition of the asset.
04 Can I bundle several pieces of equipment?
Often, yes. Multiple assets can sometimes be financed together, depending on the lender and the equipment.
Your broker
Hey, I'm Hayden.
Founder & Director, Fund 360
No call centres, no being passed around. From first enquiry to settlement, you deal directly with Hayden.
Free, no obligation quote. No impact on your credit file.