Finance for farmers and growers.

Tractors, harvesters, sprayers, utes and trucks. Finance that follows your season, from a broker based in regional Victoria.

  • 30+ five star reviews
  • 60+ lenders compared
  • Most deals approved within 24 hours
Agricultural machinery at work

Sound familiar?

We've got you covered.

  • Your income comes in at harvest, not every month.

    Some agricultural lenders offer seasonal or structured repayments, so you pay more when income comes in and less in the quiet months.

  • The machine you need is at an auction or a private sale.

    Hayden handles dealer, auction and private sale purchases, including the checks the lender needs.

  • Your bank is slow, and the season won't wait.

    Most deals are approved within 24 hours, so you can lock in the machine before someone else does.

  • You'd rather not tie up working capital in equipment.

    Hayden compares 60+ lenders, including agricultural specialists, for a structure that keeps cash flow healthy.

Reviews

5.0

30+ five star reviews

  • $3,100 Average saved per deal vs bank or dealer
  • 93% Approval rate
  • 24 hrs Most deals approved within

What clients say

  • Thanks for everything mate. Thanks for making it so seamless, it was a bloody good experience to deal with someone who's just one of the boys. Well done, I'll definitely be recommending you and using your services again.

    Grantham Ag Pty Ltd Agricultural finance

  • I had a great experience with Hayden from start to finish. The dealer had a 'special rate' for the month and Hayden still managed to beat it and structure the deal properly for me. Everything was super quick and stress free. Would highly recommend to anyone looking to get finance done correctly.

    ATR Construction Pty Ltd Beat the dealer rate

  • Hayden has helped me on numerous occasions and has been very easy to work with. He has made it much easier for myself. His communication is second to none. He has had finance settled within 24 hours at the best rate possible. He has been very professional throughout both applications and I would highly recommend going through Hayden to get exactly what you're after. Will definitely be working with Hayden again.

    Truck Align Pty Ltd Approved in 24 hours

  • Unreal to deal with made the whole process a dream would recommend to anyone that is looking for finance

    Webb Trucking Co Pty Ltd Made the process a dream

  • Hayden has been amazing to work with, always onto everything straight away. I've worked with him twice in the last 6 months and is always motivated to have everything completed for you in a timely manner. For example my last request was approved and sorted within 24 hours also with a lender that was more suited to my needs. Always easy to talk to and work with and very professional. Will be working with him more in the future.

    Melbourne District Fencing Repeat client · Approved in 24 hours

  • Hayden moved super quick and made the whole process hassle free. I called Hayden at 11am and I pick up my Ute the next day. Will be using his service again.

    Dillon Homes Pty Ltd Ute picked up next day

  • Excellent service, great rates for my Land Cruiser 300 series. Highly recommend

    Stuart Church LandCruiser 300 Series · Great rate

  • I had an excellent experience with Hayden. He helped me secure finance for my Ute and made the whole process incredibly smooth and quick. His communication was clear, his rates were very competitive, and he was completely honest throughout the process. Highly recommend Hayden if you're looking for a reliable and professional broker.

    Amazing Landscapes Pty Ltd Ute finance · Competitive rate

  • Thanks to this legend of a bloke. Hayden has made it so easy for me to get behind the wheel weapon. Kids and I are so stoked. Thanks mate.

    JRW Engineering Pty Ltd Vehicle finance

  • Hayden and the team did an excellent job organising a car loan for our business. The turnaround was fast, communication was clear, and everything was handled efficiently with no fuss. It made the whole process easy for us. Highly recommend their service.

    Trinity Steel Pty Ltd Business car loan

  • Thank you for all your support and patience to answer my queries and work on my quote and make it happen. I found you with immense knowledge on the subject and too professional to match the competitive pricing for my benefit.

    Beyond Edge Project Consulting Competitive pricing

  • Thank you for sorting out the finance for the car. I just wanted to pass a complimentary note on the professional level of customer service with documentation, conversations and follow up, we felt confident with the way you walked us through the process. Should we need to look at future finance we would certainly consider your services and would recommend your services to anyone looking for finance.

    PSI Supplies Pty Ltd Car finance

  • Always there to help with my finance from start to finish. Quick and easy process. I highly recommend.

    A.K Cleaning Start to finish support

  • Thank you for all your assistance through this journey. I will be referring your services to others. You made it extremely easy.

    Warwick Smith Isuzu D-Max finance

  • I was very happy with the service you provided. Your communication was excellent throughout the entire process. I would definitely recommend you to others.

    Natural Edge Joinery Excellent communication

  • Excellent service and easy to deal with. Highly recommend

    Olivia Partridge Easy to deal with

  • Very reasonable and reliable

    Hannah Greenman Reasonable and reliable

Get started

See what you could be approved for.

Compare your options against 60+ lenders

  • 30+ five star reviews
  • No credit file impact
  • One broker throughout

FAQs

Farmers and growers, answered.

Still have a question?

Talk to Hayden directly. No call centre, no obligation.

01 Can repayments line up with the harvest?

Often, yes. Some lenders offer seasonal or structured repayments for farm machinery, so your repayments can follow your income. What's available depends on the lender and your operation.

02 Can I finance used machinery or a private sale?

Yes. Used machinery and private sales can be financed, though lenders may want to confirm ownership and check the condition or value first.

03 Do you help farmers outside regional Victoria?

Yes. We're based in Echuca and help farmers and growers Australia wide, with everything done over the phone and online.

Hayden Gemmill, Asset Finance Broker

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Founder & Director, Fund 360

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