Repayment calculator.
Work out repayments on car, truck, machinery or equipment finance, with or without a balloon.
Weekly repayment
$0
Enter an interest rate to see your repayments.
- Loan amount
- $0
- Balloon at the end
- $0
- Total interest
- $0
- Total repayments
- $0
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Get a free quoteThis calculator is a guide only. It's based on the figures you enter, doesn't include fees or charges, and isn't a quote or an offer of finance. Your actual rate and repayments depend on the lender, the asset and your circumstances.
Using the calculator
Rate, term and balloon.
Interest rate. Every lender prices differently, based on the asset, its age, the loan amount and your situation. Enter a rate you've been quoted, or try a few to see how much a small change makes over the life of the loan.
Loan term. A longer term lowers each repayment but means more interest overall. Most vehicle and equipment loans run from 1 to 7 years.
Balloon. A balloon lowers your regular repayments in exchange for a lump sum at the end. Read our guide, What is a balloon payment, and should I have one?
Get your actual rate
See what you could be approved for.
FAQs
Calculator, answered.
Still have a question?
Talk to Hayden directly. No call centre, no obligation.
01 What interest rate should I use?
Use a rate you've been offered by a bank or dealer, or try a few different rates to see how much they change your repayments. Your actual rate depends on the lender, the asset and your situation, so for a real number, get a free quote.
02 How does a balloon payment change my repayments?
A balloon leaves a lump sum to pay at the end of the loan, so your regular repayments are lower. You'll pay more interest overall, because that amount stays owing for the whole term. Try a 0% and a 30% balloon above to see the difference.
03 Does this work for cars, trucks and machinery?
Yes. It works for any loan with regular repayments and an optional balloon, including car, ute, truck, machinery, equipment, caravan and boat finance.
04 Are fees included?
No. This calculator only covers the loan amount, interest rate, term and balloon. Lender fees and charges vary, and they'll be set out in your quote before you go ahead.
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