Equipment finance.

Medical, dental, IT and business equipment, new or used. Finance that keeps cash in your practice or business while the equipment earns its keep.

  • 30+ five star reviews
  • 60+ lenders compared
  • No credit file impact to enquire

Get started

See what you could be approved for.

Compare your options against 60+ lenders

  • 30+ five star reviews
  • No credit file impact
  • One broker throughout

Financing: Other

Overview

Finance that fits how you'll use it.

The right equipment helps your practice or business grow, but paying for it upfront ties up cash you'd rather keep for staff, stock and running costs. Finance spreads the cost over the life of the equipment, so it can pay for itself as you use it.

Hayden works with lenders that understand medical, dental and professional businesses, including options for new practices and fit outs, and coordinates settlement directly with your supplier.

What we can finance

  • Dental chairs and dental equipment
  • Medical and imaging equipment
  • Allied health and cosmetic equipment
  • IT, computers and servers
  • Office and commercial equipment
  • Practice and business fit outs
  • Other business equipment

Loan options

How it can be structured.

  • 01

    Chattel mortgage

    Own the equipment from day one, with the loan secured against the equipment itself.

  • 02

    Finance lease or rental

    Lower upfront cost, with options to upgrade or return the equipment at the end of the term, depending on the lender.

  • 03

    Low doc equipment finance

    For eligible self employed professionals, using things like BAS or bank statements instead of full financials.

What lenders look at

Every lender weighs these differently. That's why comparing across 60+ of them matters.

  • Time in business and ABN/GST history
  • Your profession and experience
  • Business and personal credit history
  • Type, age and cost of the equipment
  • Financials or bank statements, depending on the loan

How it works

Three steps. One broker.

No surprises. Nothing goes to a lender until you're happy to go ahead.

  1. 01

    Tell us what you're looking to finance

    Medical, dental, IT or business equipment, new or used. Tell us what you need and roughly what it costs.

    • 2 minute quote
    • New or used
  2. 02

    We compare suitable options suited to you

    Hayden compares 60+ lenders, including specialists in medical, dental and business equipment, for a structure that suits your practice or business.

    • 60+ lenders
    • Low doc options
  3. 03

    Approval, documents and settlement

    Paperwork handled and settlement coordinated with the supplier, so the equipment is installed and working sooner.

    • Most deals approved within 24 hours
    • Supplier paid direct

Reviews

5.0

30+ five star reviews

  • $3,100 Average saved per deal vs bank or dealer
  • 93% Approval rate
  • 24 hrs Most deals approved within

What clients say

  • Hayden has been amazing to work with, always onto everything straight away. I've worked with him twice in the last 6 months and is always motivated to have everything completed for you in a timely manner. For example my last request was approved and sorted within 24 hours also with a lender that was more suited to my needs. Always easy to talk to and work with and very professional. Will be working with him more in the future.

    Melbourne District Fencing Repeat client · Approved in 24 hours

  • I had a great experience with Hayden from start to finish. The dealer had a 'special rate' for the month and Hayden still managed to beat it and structure the deal properly for me. Everything was super quick and stress free. Would highly recommend to anyone looking to get finance done correctly.

    ATR Construction Pty Ltd Beat the dealer rate

  • Hayden has helped me on numerous occasions and has been very easy to work with. He has made it much easier for myself. His communication is second to none. He has had finance settled within 24 hours at the best rate possible. He has been very professional throughout both applications and I would highly recommend going through Hayden to get exactly what you're after. Will definitely be working with Hayden again.

    Truck Align Pty Ltd Approved in 24 hours

  • Hayden moved super quick and made the whole process hassle free. I called Hayden at 11am and I pick up my Ute the next day. Will be using his service again.

    Dillon Homes Pty Ltd Ute picked up next day

  • Excellent service, great rates for my Land Cruiser 300 series. Highly recommend

    Stuart Church LandCruiser 300 Series · Great rate

  • I had an excellent experience with Hayden. He helped me secure finance for my Ute and made the whole process incredibly smooth and quick. His communication was clear, his rates were very competitive, and he was completely honest throughout the process. Highly recommend Hayden if you're looking for a reliable and professional broker.

    Amazing Landscapes Pty Ltd Ute finance · Competitive rate

  • Unreal to deal with made the whole process a dream would recommend to anyone that is looking for finance

    Webb Trucking Co Pty Ltd Made the process a dream

  • Thanks to this legend of a bloke. Hayden has made it so easy for me to get behind the wheel weapon. Kids and I are so stoked. Thanks mate.

    JRW Engineering Pty Ltd Vehicle finance

  • Hayden and the team did an excellent job organising a car loan for our business. The turnaround was fast, communication was clear, and everything was handled efficiently with no fuss. It made the whole process easy for us. Highly recommend their service.

    Trinity Steel Pty Ltd Business car loan

  • Thanks for everything mate. Thanks for making it so seamless, it was a bloody good experience to deal with someone who's just one of the boys. Well done, I'll definitely be recommending you and using your services again.

    Grantham Ag Pty Ltd Agricultural finance

  • Thank you for all your support and patience to answer my queries and work on my quote and make it happen. I found you with immense knowledge on the subject and too professional to match the competitive pricing for my benefit.

    Beyond Edge Project Consulting Competitive pricing

  • Thank you for sorting out the finance for the car. I just wanted to pass a complimentary note on the professional level of customer service with documentation, conversations and follow up, we felt confident with the way you walked us through the process. Should we need to look at future finance we would certainly consider your services and would recommend your services to anyone looking for finance.

    PSI Supplies Pty Ltd Car finance

  • Always there to help with my finance from start to finish. Quick and easy process. I highly recommend.

    A.K Cleaning Start to finish support

  • Thank you for all your assistance through this journey. I will be referring your services to others. You made it extremely easy.

    Warwick Smith Isuzu D-Max finance

  • I was very happy with the service you provided. Your communication was excellent throughout the entire process. I would definitely recommend you to others.

    Natural Edge Joinery Excellent communication

  • Excellent service and easy to deal with. Highly recommend

    Olivia Partridge Easy to deal with

  • Very reasonable and reliable

    Hannah Greenman Reasonable and reliable

FAQs

Equipment Finance, answered.

Still have a question?

Talk to Hayden directly. No call centre, no obligation.

01 Can I finance equipment for a new practice?

Often, yes. Some lenders specialise in medical and dental professionals, including those setting up a new practice. Your experience and qualifications can count in your favour.

02 Can I finance a full fit out?

Often, yes. Fit outs and multiple pieces of equipment can sometimes be financed together, depending on the lender and what's included.

03 Can I finance used equipment?

Yes. Used equipment can be financed, with lenders setting limits on the age and condition of the asset.

04 Are the repayments tax deductible?

Depending on the structure and how the equipment is used, there may be tax benefits. It's worth checking with your accountant for your situation.

Hayden Gemmill, Asset Finance Broker

Your broker

Hey, I'm Hayden.

Founder & Director, Fund 360

No call centres, no being passed around. From first enquiry to settlement, you deal directly with Hayden.

Ready to fund what's next?

Free, no obligation quote. No impact on your credit file.

Call Hayden Get a Quote