What documents do I need for truck or equipment finance?
A simple checklist of what to have ready, so your truck, machinery or equipment finance gets approved faster.
By Hayden Gemmill, Fund 360 · 6 October 2026
Having your paperwork ready is one of the easiest ways to speed up an approval. Exactly what's needed depends on the lender, the loan amount and whether it's a full doc or low doc application, but this checklist covers the most common items.
About you
- Driver's licence or other photo ID for each applicant and guarantor
- Contact details and residential address history
About your business
- ABN and GST registration details
- Company or trust details, if you trade through one
- Details of any existing finance, such as other trucks or equipment loans
About the truck or equipment
- A tax invoice or quote from the dealer, or the seller's details for a private sale
- The make, model, year and VIN or serial number
- Details of any trade in, including any finance still owing on it
Income and financials
| Low doc | Full doc |
|---|---|
| ABN and GST history | Recent tax returns |
| Recent business bank statements | Financial statements |
| An accountant's declaration, for some lenders | BAS statements, for some lenders |
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This guide is general information only and doesn't take into account your objectives, financial situation or needs. It isn't financial, tax or legal advice. Talk to us about your situation, and to your accountant about tax.